Testimonials

I don’t believe I have ever experienced such great customer service. Any time I had a question or was unsure about something, Richard was  just a phone call or quick email away, willing to do everything he could to help me. He assisted me in achieving the financial goals I wanted!!  With his stratagies I was able to pass more money to my heirs tax-free!!!  Highly recommended! - Jimmy N.  Washington, DC

Although I am usually a hard man to please Richard was excellent. He explained everything so I understood it with such ease. When the market took a huge decline, knowing that my IRA was safe and secure allowed me to sleep at night. Rich made me feel completely comfortable and answered all my questions. He even gave me his personal cell phone number.  He offers such quality service and goes beyond all expectations. I will definitely be recommending his company to everyone I know.  Ralph M. , Provo, UT

I was a bit apprehensive to begin with, as I didn’t understand how it all works regarding my IRA, and my insurances after my husband retired and then unexpectedly passed away. I was completely overwhelmed. However, Richard guided me through the process and patiently explained everything I needed to know. I couldn’t have done it without him. My family is now safe and secure, all thanks to him. - Jenine C. Allentown, PA

I met Richard during Covid via Zoom multiple times. Richard is very personable as well as knowledgeable in a lot of areas and showed both my wife and I things I never knew about including a serious amount of tax savings and different strategies to help us in retirement.  He even explained how to reduce my mortgage term, saving me well over 100,000 dollars.  I would highly recommend taking the time to meet with him and learn. Very highly recommended.

 James F. Washington, DC


Richard's patience and knowledge with the entire process helped me to retire sooner and understand much more than anyone of my coworkers ever told me. He is a saint in my book.

Phyllis D, Phila, PA






Richard has an extensive knowledge of the federal employee  space and a very easy way to help me understand and navigate the retirement system. He assisted me with the retirement paperwork as I was so overwhelmed. I am happily retired and thankful for Richards assistance, patience and expertise.

Dave C, Louisville, KY


I thought I was going to have to work until I was 67. I met with Richard and my husband on a weekend when we were both free and he spent over 2 hours explaining my options.  Net result- am retiring 5 years earlier than I had thought! No one ever explained my options so clearly and with so much patience and care. Every federal employee would be foolish not to take advantage of RIchard and his vast knowledge of all facets of the FERS world.  He even helped  complete the ORA with me !!

Judith C. , Biloxi, MS


Wow, I was scared and nervous and felt overmatched with all the benefits and all the different decisions we had to make. My wife and I are both federal employees and when Richard entered the picture he simplified the process for us and he displayed remarkable patience and knowledge that was very much needed. I would suggest any federal employee that is considering retirement or just wanting to understand the process or the benefits in a clear and concise fashion Please contact him.  He suppliied us with reports I wish I had years before as I would have realized I could have retired years sooner and could begin the next chapter of my life much sooner.

 Raymond J., Jersey City, NJ